Frequently Asked Questions
Please click the questions below to discover the answers.
What separates Von Holt Financial Advisors from other financial advisors?
It's easy to become a financial advisor, but few have the level of expertise that we provide. Testament to our knowledge are the CFP (Certified Financial Planner) and AAMS (Accredited Asset Management Specialist) designations held by company-founder Albert Von Holt.
We also stand apart from most of our counterparts because we are an independent, fee-only firm. As such, we firmly believe that we're better able to focus solely on our clients' best interests.
What is a fee-only financial advisor?
Fee-only advisors receive fees for their service, rather than basing their business on sales commissions. The model helps to limit or eliminate conflicts of interest. Von Holt Financial Advisors uses the fee-only model as a means of aligning our interests with those of our clients.
What does being a fiduciary mean?
Within the financial advisor industry there are two standards of client care. The most common is the “suitability” standard, which requires that advisors' recommendations be “suitable” to clients’ needs. At Von Holt Financial Advisors, we adhere to the far more rigorous “fiduciary standard." As fiduciaries, we are required to act in our clients’ best interests at all times, and all of our advice must be conflict-of-interest-free. If a potential conflict does arise, we must notify clients immediately and fully explain the conflict.
What is your investment approach?
We are a growth-and-income investment boutique, with both a Certified Financial Planner and (CFP) and Accredited Asset Management Specialist (AAMS) expertise that we believe gives our clients an advantage. We personally invest our clients’ portfolios, with the aim of ensuring consistent growth with a level of volatility that is compatible with your goals and risk tolerance.
What fee do you charge?
Our fee varies based on each client’s asset level and the scope of work; please contact us for details.
How do I transfer my assets to you from another advisor?
Just provide us with a copy of a current statement. We’ll set up a new account at Charles Schwab and have your assets transferred into it.
Where will my assets be held?
Client assets are held with a third-party custodian, Charles Schwab. Von Holt Financial Advisors has no direct access to your assets.